.hero {
    background: #fff url("../assets/images/hero-wave.svg?v=equal-bands") center bottom / 100% 100% no-repeat;
    color: var(--text-color);
    padding: clamp(1.5rem, 3vw, 2.5rem) 0 5rem;
    border-bottom: 0;
}
.hero-inner {display: grid;grid-template-columns: minmax(0, 1.6fr) minmax(0, 1fr);gap: clamp(2rem, 5vw, 5rem);align-items: center;}
.hero h1 {color: var(--primary-color);font-size: clamp(2.25rem, 4vw, 3.4rem);line-height: 1.12;letter-spacing: -0.035em;margin-bottom: 1.5rem;max-width: 42rem;}
.hero-since {display: inline-flex;align-items: center;gap: 0.7rem;font-family: var(--body-font);font-size: 0.8rem;font-weight: 700;letter-spacing: 0.16em;text-transform: uppercase;color: var(--primary-color);margin: 0 0 1.4rem;}
.hero-since::before {content: "";width: 2rem;height: 2px;background: var(--accent-color);}
.hero-message {color: #000;max-width: 39rem;font-size: 1rem;line-height: 1.85;margin-bottom: 1.75rem;}
.hero-copy .btn {border-radius: 8px;padding: 0.85rem 1.5rem;box-shadow: 0 6px 18px rgba(107, 15, 26, 0.1);}
.hero-call {position: relative;background: rgba(255, 255, 255, 0.466);-webkit-backdrop-filter: blur(16px);backdrop-filter: blur(16px);border: 1px solid #ecdde0;border-top: 4px solid var(--primary-color);border-radius: 18px;padding: 2.75rem 1.5rem;text-align: center;box-shadow: 0 20px 55px rgba(85, 16, 28, 0.12);}
.hero-call {isolation: isolate;overflow: hidden;border-top-width: 1px;border-radius: 12px;}
.hero-call::before,
.hero-call::after {content: "";position: absolute;inset: 0;z-index: -1;pointer-events: none;}
.hero-call::before {background: linear-gradient(145deg, rgba(237, 216, 219, 0.85), rgba(255, 249, 247, 0.7));clip-path: polygon(0 0, 100% 0, 50% 47%);}
.hero-call::after {background: linear-gradient(30deg, rgba(107, 15, 26, 0.14), rgba(255, 255, 255, 0.45));clip-path: polygon(0 0, 50% 60%, 100% 0, 100% 100%, 0 100%);}
.hero-call-year {font-family: var(--heading-font);font-size: clamp(4rem, 6vw, 5.5rem);line-height: 1;letter-spacing: -0.04em;color: var(--primary-color);margin: 0;}
.hero-call-year::after {content: "";display: block;width: 2.5rem;height: 2px;background: var(--accent-color);margin: 1.5rem auto;}
.hero-call h2 {color: var(--muted-text);font-family: var(--body-font);font-weight: 500;font-size: 0.9rem;margin: 0 0 0.6rem;}
.hero-call a {display: inline-block;color: var(--primary-color);font-size: clamp(1.4rem, 2.4vw, 1.9rem);font-weight: 700;text-decoration: none;font-family: var(--body-font);letter-spacing: -0.025em;}
.hero-call a:hover {text-decoration: underline;text-underline-offset: 5px;}
.hero :focus-visible {outline-color: var(--accent-color);}

@keyframes hero-fade-up {
    from {opacity: 0;transform: translateY(24px);}
    to {opacity: 1;transform: translateY(0);}
}

@media (prefers-reduced-motion: no-preference) {
    .hero-copy > *, .hero-call {
        animation: hero-fade-up 700ms cubic-bezier(0.22, 1, 0.36, 1) backwards;
    }
    .hero-copy > :nth-child(2) {animation-delay: 300ms;}
    .hero-copy > :nth-child(3) {animation-delay: 200ms;}
    .hero-copy > :nth-child(4) {animation-delay: 300ms;}
    .hero-call {animation-delay: 300ms;}
}


.ropa-preview { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 1rem; }


.filter-buttons { display: flex; flex-wrap: wrap; gap: 0.5rem; margin: 1.5rem 0; }
.filter-button { display: inline-block; text-decoration: none; padding: 0.55rem 1.2rem; border: 2px solid var(--primary-color); background: var(--secondary-color); color: var(--primary-color); font-weight: 700; border-radius: 4px; cursor: pointer; font-size: 1rem; }
.filter-button[aria-pressed="true"] { background: var(--primary-color); color: var(--secondary-color); }
.card-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 1.5rem; }
.loan-card { background: var(--secondary-color); border: 1px solid var(--border-color); border-radius: 6px; overflow: hidden; display: flex; flex-direction: column; }
.loan-card img {width: 100%; height: auto; display: block; object-fit: contain; background: var(--background-light);}
.loan-card-body { padding: 1.1rem; display: flex; flex-direction: column; flex: 1; }
.loan-card-body p { flex: 1; color: var(--muted-text); }


.split-section {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    align-items: center;
}

.split-section img {
    width: 100%;
    height: auto;              
    border-radius: 6px;
    display: block;
    background: var(--background-light);}
.pym-subtitle,
.offer-subtitle {color: var(--muted-text);font-weight: 600;}
.offer-amount {font-size: 1.3rem;margin-bottom: 0.25rem;}
.offer-panel {background: var(--primary-color);color: #d5dcec;}.offer-panel h2,
.offer-panel h3 {color: var(--secondary-color);}
.offer-panel .offer-subtitle {color: var(--accent-color);}
.offer-panel strong {color: var(--accent-color);}
.offer-panel .btn-primary {background: #c49a24;color: var(--primary-color);}
.offer-panel .btn-primary:hover {background: #b3871c;}
.offer-panel :focus-visible {outline-color: var(--accent-color);}


.affiliates-message { font-family: var(--heading-font); font-size: 1.3rem; color: #000; }
.carousel-title { margin-top: 2rem; }
.carousel { position: relative; margin-top: 1rem; padding: 0 3rem 2.25rem; }
.carousel-track { display: flex; gap: 1.25rem; margin: 0; padding: 0.25rem; list-style: none; overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none; position: relative; }
.carousel-track::-webkit-scrollbar { display: none; }
.carousel-slide { flex: 0 0 calc((100% - 2.5rem) / 3); scroll-snap-align: start; display: flex; }
.affiliate-card { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 0.75rem; padding: 1.5rem 1.25rem; background: var(--secondary-color); border: 1px solid var(--border-color); border-radius: 6px; text-align: center; }
.affiliate-logo { display: flex; align-items: center; justify-content: center; width: 100%; height: 110px; }
.affiliate-logo img { max-width: 100%; max-height: 100%; object-fit: contain; }
.affiliate-card h4 { margin: 0; color: var(--primary-color); font-family: var(--heading-font); }
.affiliate-card p { margin: 0; color: var(--muted-text); font-size: 0.95rem; }
.carousel-btn { position: absolute; top: calc(50% - 1.1rem); width: 2.5rem; height: 2.5rem; border: 1px solid var(--border-color); border-radius: 50%; background: var(--secondary-color); color: var(--primary-color); font-size: 1rem; cursor: pointer; }
.carousel-btn:hover { border-color: var(--accent-color); background: var(--accent-color); }
.carousel-prev { left: 0; }
.carousel-next { right: 0; }
.carousel-dots { position: absolute; bottom: 0; left: 0; right: 0; display: flex; justify-content: center; gap: 0.5rem; }
.carousel-dot { width: 0.75rem; height: 0.75rem; padding: 0; border: 1px solid var(--primary-color); border-radius: 50%; background: transparent; cursor: pointer; }
.carousel-dot.is-active { background: var(--primary-color); }
.carousel-btn:focus-visible, .carousel-dot:focus-visible, .carousel-track:focus-visible { outline: 3px solid var(--focus-color); outline-offset: 2px; }
@media (max-width: 900px) { .carousel-slide { flex-basis: calc((100% - 1.25rem) / 2); } }
@media (max-width: 600px) { .carousel { padding: 0 2.5rem 2.25rem; } .carousel-slide { flex-basis: 100%; } }


.testimonial-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 1.5rem; margin-top: 1.5rem; }
.testimonial-card { margin: 0; padding: 1.75rem; background: var(--secondary-color); border-left: 4px solid var(--accent-color); border-radius: 0 6px 6px 0; box-shadow: 0 2px 10px rgba(0, 18, 50, 0.08); }
.testimonial-card blockquote { margin: 0 0 1.25rem; font-family: var(--heading-font); font-size: 1.05rem; }
.testimonial-card figcaption { display: flex; align-items: center; gap: 0.9rem; }
.testimonial-card img { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; }


.news-card { background: var(--secondary-color); border: 1px solid var(--border-color); border-radius: 6px; overflow: hidden; }
.news-card img { width: 100%; aspect-ratio: 16 / 9; object-fit: cover; background: var(--background-light); }
.news-card-body { padding: 1.25rem; }
.news-date { display: block; color: var(--muted-text); font-size: 0.9rem; margin-bottom: 0.4rem; }
#news-container { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 1.5rem; margin-top: 1.5rem; }


@media (max-width: 768px) {
    .hero { padding: 1.5rem 0 3rem; background-size: 180% 65%; }
    .hero-inner, .split-section { grid-template-columns: 1fr; gap: 2rem; }
    .hero-call-year { font-size: 3.5rem; }
    .hero-call {width: 100%;max-width: 28rem;justify-self: center;padding: 2rem 1.25rem;}
}